Home How it works Refund Policy Free Consultation Why Us Contact Us FAQ

Refund Policy

If we have not removed enough disputed/negative items from your credit reports, you are entitled to some, if not all of your money back.
After 12 months of our service you have been diligent and stayed in contact with us about your progress, you can request an evaluation/audit of your account.

We will add up the complete value of all successfully deleted/corrected items and compare that amount to what you have paid. If what you have paid is more than the value of the deleted/corrected items and your report is not more than 50% clean, we will refund you the difference. To determine the total value of our service we count the number of items we successfully deleted/corrected and multiply that by $75.00 per item.

We use the amount of $75.00 per deleted/corrected item as the fair market value for our service. We will not charge you $75.00 per item in addition to your monthly payments, we only use this to show you the value of this service.

We only get paid for results, so you have absolute peace of mind knowing that we are doing everything that our many years of experience has taught us to do in effectively causing positive change in your FICO/credit scores and your credit history.

Many credit repair companies make outrageous claims concerning the removal of bad credit. Their claims are sometimes "to good to be true". A few even claim that "100% of your credit can be cleared within 30 days". There is no guarantee that every bad credit item can be deleted from a credit report. It takes a substantial amount of experience, knowledge and effort to produce impressive results.

You can spend less money trying to restore your credit, but remember "You get what you pay for". If you plan on buying anything on credit in the future, we can help you save thousands of dollars in interest by assisting you to raise you credit score. Again, if we can't improve your credit profile, you are entitled to a refund. It's that simple!

Want to Buy a Home?
Check out our Home Ownership Guarantee Program

CLEAR YOUR CREDIT OF DEROGATORY ITEMS !

Get a free, no obligation
Credit Analysis.....

or
Call 888-767-5794

Our Mission Statement

Cosmos Credit Solutions has a moral and ethical commitment to do the right thing for our clients and the right thing for our industry.
At Cosmos Credit Solutions we are determined to make a positive difference in the lives of our clients by providing them assistance in the removal of negative items off their credit reports while educating them on how to properly obtain, manage and maintain a good credit score.

This is to be accomplished by portraying an honest and accurate depiction of both the credit repair & credit reporting processes so that clients can make educated decisions about the service offered and know exactly what service is being provided and what type of results to expect.